Info-Communicative and Protective Function of the State as Combating Fraud using Sberbank Bank Cards

Financial crimes are defined as unfair activities that have become widespread in banking structures. The of financial fraudsters often negative consequences before public rules created prohibit them. Intensive transformation processes markets, their automation and virtualisation, the spread remote interaction between banks clients, influence unauthorised persons on software hardware systems banks, an increase number cases trading volumes determine relevance clarifying essence this phenomenon peculiarities its manifestation novelty study is determined by fact violations can be represented both structure current process with clients expanding list services provided. leading method to problem analysis, which allows identify comprehensively consider ways counter improve level security. authors show structurally, one should take into account, first all, countermeasures part customers, serve a source obtaining personal data. In case, state function considered only security for purpose possible punishment fraudulent actions. practical significance possibilities structural implementation combating actions context development information society.